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  • Possible Insurance Issues for California Car Accident Victims

    There are many distracted drivers in California. Annually, there are over 30,000 injured individuals from car accidents. Most of them end up going for the settlement they deserve, but not everyone gets it.

    There are many potential issues that may get in the way of your settlement. Most of the issues come from the insurance adjusters and the insurance company. Listed below are the most common issues, and what to do if you find yourself involved in an accident.

     

    Losing your Monetary Compensation

    Once you get involved in a car accident, the first thing you should do is seek medical help (if immediate care is required). Otherwise, you should take certain actions to ensure that your compensation is not denied. This involves the following:

    • Waiting for the police to arrive and make a report
    • Taking a copy of the police report
    • Finding and contacting eyewitnesses
    • Taking information from the other party responsible for causing the accident
    • Calling your attorney

    In case you don’t have an attorney, contact our Car Accident Attorneys in Los Angeles and seek their help. This is not something you want to go through without an attorney, as you may get stuck in the process and lose your monetary compensation.

    In most cases, the insurance adjusters will offer you an initial deal. This deal never represents the true value of your case, so we advise you not to accept it. You may also be asked to perform certain actions, such as visiting the doctor for evaluation, going to all of your treatments and taking the required medication. Failure to do any of the following (even if you believe that you do not require additional medical care) will leave you without your full or partial compensation.

     

    The Insurance Adjusters are not your Friends

    A common misbelief is that insurance adjusters want to help you receive your compensation. Every insurance representative will try and pay out as little as possible for a claim, within the law. Sometimes, they may even rely on your ignorance, and maneuver around the law. If you don’t have a legal representative by your side, you may end up losing everything.

    Insurance adjusters will protect the rights of their employer. They are trained negotiators and will do whatever they can to get you to sign and accept a lesser deal.

    With that in mind, consult with our Los Angeles Car Accident Attorneys and have them protect you and your rights against any “lesser deals”. Never settle for less than you deserve.

     

    The Statute of Limitations

    Normal time to pursue a claim is usually two years from the moment of injury. This will give you plenty of time to recover from the injuries sustained during the accident, collect and organize your evidence, and file a claim. After two years have passed, you won’t be able to recover anything from that particular accident. In some cases, you have less time to act; for instance, if the person responsible for causing the accident works for the government, you have 6 months to act and file a claim.

    Know the rules and regulations before you act. Speak with our attorneys and learn all about potential insurance issues and how to avoid them.



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